Group management recently approved the new three-year strategic plan, with technology as the foundation, AI for efficiency, Going Global for markets, and Investment as the bond — four pillars operating as one system.

Rather than expansion for its own sake, the plan puts discipline first: prudent capital pacing, clear risk boundaries and post-investment management, so that every step of growth rests on a sustainable base.

The plan also calls for stronger group-level platform capabilities, letting technology, data and channel resources flow efficiently across pillars instead of being duplicated.

Execution will be reviewed annually and adjusted dynamically as conditions change.